BUSINESS OF THE MONTH: AllScape Design + Installation

Kat Hitchcock’s Interview With Nate Zacarias and Ben Hatcher owners of AllScape Design + Installation

Kat: First question, what does being water wise mean?

Nate Zacarias 

Nate: It basically means to be efficient with the way you use your water and trying to effectively reduce and save on not only on water but also on cost. Water is expensive it is becoming the new high end gold. 

Kat: Exactly, we have sellers that have acres and acres of land and obviously with the drought it has made their water bill more expensive. From a maintenance standpoint they are all trying to figure out the best plan of action. 

Ben:  There’s a lot of different avenues on ways to save water- whether it's irrigation assistance, drought tolerant plants and adding mulch to absorb moisture when it does rain. There’s a lot of different ways you can reduce the use of water. 

Kat: What is the ROI analysis on irrigation projects?

Ben Hatcher 

Ben: We calculate the return on investment. We calculate what the customer is currently spending and how long it will take for that budget to pay itself back. On small properties it is very rare. You have to do pretty extensive things to your landscape to create an ROI that is noticeable. Typical ROI’s would pay back in 5-15 years depending on what you do. I think it’s just seeing their water bills go down that makes our clients happy.  

Kat: For those who don't know what is the difference between hardscape and landscape? 

Nate: Hardscapes are hard materials like concrete, rock work, pathways- anything outside of softscapes. Softscapes would be considered planting and lawn installations, anything that has to do with plant material and gravels. Pathways can be both hardscape and softscapes. 

Kat:  A lot of our sellers have been putting in fire pits and decking, does AllScape design + installation handle those type of projects? 

Nate: Of course. We handle fire pits, any kind of woodwork like fencing, decking, pergolas, we do it all. If we can’t do something we have amazing contractors that can do it.

Kat:  What are the biggest mistakes you commonly see when people do their own landscaping? DIY Do’s and Do nots?

Ben: I think going with cheap material. So often when we go on a consultation we find cheap Home Depot material that doesn’t last long, or something not being installed properly. Actually the most common thing we find is irrigation breaks. 

Kat: Can AllScape Design + Installation test the irrigation lines for breaks? 

Ben: Yep. More often than not we find breaks in the valves or the piping. 

Nate: We call this an irrigation evaluation, we evaluate the entire system- find out where the flaws are- find out where you are wasting water, and then give a proposal to fix that at first and then give the customer ideas on how to improve and make it more efficient. 

Kat: What makes AllScape Design + Installation different than other landscape companies?

Ben:  I think just being on top of our game. We have connections with great sub contractors, our knowledge, and being in the field for so many years. 

Nate:  Also I think its our communication.

Ben: Communication is key. 

AllScape Design + Installation Completed Project

Nate: The fact that we call people back - and we joke that should be our slogan because it’s true- we hear it all the time so many people just don’t call you back. 

Ben: And we are on site, on time, if we can’t be there we call ahead of time and just keep the client updated with good communication. Which is lacking with a lot of contractors. It’s something they struggle with. So I think thats the one thing we have built our business on and considered a major part of our success is our communication. 

Nate:  I also think we are fairly priced. You know were not high end or low end but we are right where we should be as far as what we charge clients. I think that shows. 

Kat: That is awesome. What do you find most difficult or challenging as a landscaper?

Ben: Figuring out their budget. It’s not like our prices stay the same, but people struggle to tell us their budget.

AllScape Design + Installation Completed Project

Nate: To know someone's ideal budget is key because it helps me just design what I need to design within that range. Otherwise I have fun with it and make it lavish and then they see the proposal and they get taken aback. If I get a set budget then I can design around that. So that is a challenge when clients don't know ahead of time. 

Kat: When someone hires AllScape Design + Installation what should they expect? What sort of planning should you do beforehand?

Nate: If they want to do a project- it is nice to know what type of style. Those are questions I bring to the table. If you want a Mediterranean, drought tolerant, if you want a California garden type, free flowing design, or do you want something more symbiotic and symmetrical. There’s all different styles out there. 

Kat: Besides style of project, what else should they expect?  

Nate: They usually have an idea and style is number one, and what they want to save. What type of plants they want to be incorporated, what colors, it’s key to know. A lot of people hate oranges and yellows. So we have to ask those questions. Not only what you like but also what you dislike. It helps me figure out the plant palette and what type of movement through the property and sitting areas. 

AllScape Design + Installation Completed Project 

Ben: Also taking photos of stuff they like, a lot people take photos around the neighborhood of what they do and do not like. Right now our work is a lot of taking out grass and putting in drought tolerant plants. We typically go and meet with them and then ask them what you want to do and that then forms Nate’s idea of what he’s going to design. Then we do digital imaging as a quick test so they can see what they like and don’t like in different scenarios.  Then we will talk with them about moving forward.

Nate: Then we can go to the next level and do a blueprint design, a to scale design. Or we can go with the design imaging only and make a proposal based on that. Which would be the cheapest way to go. If they want to spend the extra $500-1000 to get it done right with the blueprint it does help. Then they own it, it is theirs and if they ever want to change anything they have the square footages. If they needed a different concrete contractor to come in and get square footage of the driveway it’s already set onto scale. I always try to push to get design blueprints done- but in the landscape world things move so fast.

Kat:  So what do ya’ll think of all this amazing rain?

Nate: Love it. Need it.

Kat: Do you think it is going to change anything in landscape world?

Ben: I hope it changes people’s philosophy about what a yard should typically look like. I hope we go away from the thought of huge lawn areas being ideal. You know typically you don't use your front yard as much so take out the front yard grass and just be more mindful of the water. 

Nate:  The problem is people see rain and think they can instantly go back to their old ways. I hope through all the education from the Santa Barbara and Goleta water districts people will think differently. The water districts did an amazing job getting people educated about being water wise. 

Kat: Okay, one more question. What do you love most about what you do?

Nate: From day one in this industry I have always loved not only the creative part of it but its seeing a crappy yard transition into something special and unique. You know home owners have to live with it every day. I like seeing the transition and happy customers which is why I got into it. To help people out and I love being outdoors. 

Ben: Like Nate said being able to walk away from a project and transition something into such a big difference. Building something, making something and getting to work with the clients. 

Kat:  I feel like I have met a handful of your clients and they are all extremely excited with the finished projects and love working with you guys.

Nate: It’s a good community we live in and its fun to create those relationships with clients. 

Ben: We are kind of friends with a lot of them. We would see them out around town and go have a beer together. I think that is kind of special.

Kat: We love sending you guys business, thank you for being so great to our clients. 

AllScape Design + Installation free digital imaging draft for your next project when you mention Ralston and Hitchcock!

Listing Spotlight - Montecito Ocean View Contemporary

974 Park Lane | Montecito, CA 93108

2 BEDROOMS | 2 BATHS | 2,291 +/- SQ FT

OFFERED AT $5,500,000

Listing agents: Ashley Anderson + Paul Hurst 

Listing Brokerage: Berkshire Hathaway HomeServices 

Building Your #FamilyWealth

As the economy continues to improve, more and more Americans are seeing their personal financial situations also improving. Instead of just getting by, many are now beginning to save and find other ways to build their net worth. One way to dramatically increase their family wealth is through the acquisition of real estate.

For example, let’s assume a young couple purchases and closes on a $250,000 home in January. What will that home be worth five years down the road?

Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists every quarter. They ask them to project how residential prices will appreciate over the next five years. According to their latest survey, here is how much value that $250,000 house will gain in the coming years.

Over a five year period, that homeowner can build their home equity to over $40,000. And, in many cases, home equity is large portion of a family’s overall net worth.

Bottom Line

If you are looking to better your family’s long-term financial situation, buying your dream home might be a great option.

#HomeEquity Increasing As Home Prices Rise

Some Highlights:

• 91.9% of homes in the US have positive equity
• 256,000 homes regained equity in the third quarter of 2015
• 37.5 million homes have significant equity (defined as more than 20%)

How Long Does It Take To Save For A Down Payment

In a recent study conducted by Builder.com, researchers determined that nationwide it would take“nearly eight years” for a first-time buyer to save enough for a down payment on their dream home.

Depending on where you live, median rents, incomes and home prices all vary. By determining the percentage a renter spends on housing in each state and the amount needed for a 10% down payment, they were able to establish how long (in years) it would take for an average resident to save.

According to the study, residents in South Dakota are able to save for a down payment the quickest in just under 3.5 years. Below is a map created using the data for each state:

What if you only needed to save 3%?

What if you were able to take advantage of one of the Freddie Mac or Fannie Mae 3% down programs? Suddenly saving for a down payment no longer takes 5 or 10 years, but becomes attainable in under two years in many states as shown in the map below.

Bottom Line

Whether you have just started to save for a down payment, or have been for years, you may be closer to your dream home than you think! Meet with a local real estate professional who can help you evaluate your ability to buy today.

Make Anything A #KitchenBacksplash

From traditional tile to trendy glass — and shiny metal to rustic wood — there is seemingly no end of choices for kitchen backsplashes today. “Tile is still the most popular backsplash material, with natural stone a fast-growing second,” says John Morgan, 2013 National President of the National Kitchen and Bath Association. “But with the right installer, you can make just about any material work.”

Kitchen backsplashes no longer simply protect walls from spills and splatters, a wide array of eye-catching materials like glass, wood, metals and stone make the backsplash the focal point of today’s kitchens.

Expected #PriceGrowth Over 12 Months

In the monthly REALTORS^® Confidence Index Survey, NAR asks REALTORS^® “In the neighborhood or area where you make most of your sales, what are your expectations for residential property prices over the next year?” The map below shows the median expected price change in the next 12 months for each state, reported in the October 2015 REALTORS^® Confidence Index Survey Report. REALTOR^® respondents from Florida were the most upbeat, with a median expected price growth in the range of five to six percent. In Washington, Nevada, and Colorado, the median expected price growth among respondents was four to five percent.

Nationally, REALTORS^® who responded to the October 2015 survey expected prices to increase by 3.2 percent over the next 12 months (3.2 percent in September 2015; 3.0 percent in October 2014). REALTORS^® expect the recent strong price growth to moderate as rising prices have made homes “unaffordable” for many, with home prices almost at par with their levels prior to the housing downturn.

10 #BohoChic #InteriorDecorating Ideas

Colorful, luxurious and versatile, Boho chic style is perfect for spacious home interiors and small rooms. Boho chic ideas can help add luxury to small rooms, and create inviting and cozy home interiors in spacious living spaces. Here are some inspiring Boho chic ideas for modern interiors decorating and interior redesign in small spaces.

The Importance of #HomeEquity To Your Family

There has been much written about how dramatically home values have increased over the last several years. With the increase in values, comes an increase in the equity each home owning family now has. The Joint Center of Housing Studies at Harvard University recently reported that, after taking inflation into account, aggregate home equity has increased 60% since 2010. Home equity is the major component of most family’s overall wealth.

Why is this so important?

Throughout history, families have tapped into their homes for many important reasons. Perhaps it was to get seed capital to start a new business; perhaps to help finance their children’s college education; perhaps to get needed medical attention not covered by insurance.

Up to ten years ago, families were able to use the equity in their homes to better the living situation for themselves and their family. More small businesses were created. College students weren’t forced to take on massive student debt. People could get needed medical care.

This hasn’t been the case over the last ten years as families found themselves in a position of having zero equity or, even worse, negative equity post the housing collapse. However, that is about to change.

Using your home as an ATM is not a good idea.

We realize that there are inherent risks to tapping into the equity in your home especially if you do it for the wrong reasons. Back in 2005-2007, homeowners were using their homes as their own personal ATM machine to buy depreciating assets like cars, boats and jet skis. This reckless behavior should never be repeated.

However, using your equity (aka family wealth) to invest in yourself, your children or other family members that could use help still makes sense. And the good news is that more and more families can do this as home values continue to increase.

Bottom Line

Home equity gives families an additional financial option when money is needed. The proper use of this family wealth can be used to grow generational wealth.

As Julián Castro, U.S. Secretary of HUD, recently explained:

“Generation after generation, the primary vehicle to create wealth in our country has been through homeownership. In the U.S., homeownership has provided an opportunity for one generation to hand over to the next that opportunity and that wealth.”

#Homeownership #BuildWealth and Stability

The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

1. They want the opportunity to build equity.
2. They want a stable and safe environment.

Building Equity

In a recent article, John Taylor, CEO of the National Community Reinvestment Coalition, explained that those who lack the opportunity to become homeowners have a weakened ability to reinvest their wealth:

“We traditionally have been huge supporters of homeownership. We see it as a way to provide stability for households but also as an asset-building strategy. If you continue to be a renter, locked out of the homeownership arena, increasingly those things are further and further out of reach. They’re joined at the hip. They perpetuate each other.”

Family Stability

Does owning your home really create a more stable environment for your family?

A survey of property managers conducted by rent.com last month disclosed two reasons tenants should feel less stable with their housing situation:

• 68% of property managers predict that rental rates will continue to rise in the next year by an average of 8%.
• 53% of property managers said that they were more likely to bring in a new tenant at a higher rate than negotiate and renew a lease with a current tenant they already know.

We can see from these survey results that renting will provide anything but a stable environment in the near future.

Bottom Line

Homeowners enjoy a more stable environment and at the same time are given the opportunity to build their family’s net worth.

5 Ways To #ConvertYourBathroom Into A #SpaOasis

Imagine coming home from a hard day at work, stepping into the bathroom, and feeling all of your worries fade away as you soak in the tub or stand under a warm stream from a waterfall showerhead. The right décor and design can make taking a bath or getting ready for your day in your bathroom feel like stepping into your very own, private day spa. Sounds pretty good, right?

Here are a few wonderful tricks for giving yourself a mini-vacation every time you step into your bathroom.

1. Choose a relaxing shade of paint. 

Think about the shades of paint you see when you go to a day spa. They’re almost always neutral, unsaturated colors that help you feel relaxed. I prefer grays and rich browns for bathrooms, but a cool, cucumber green is also a nice choice. Whatever shade you choose, go with a washed-out, subtle version instead of a really bright and stimulating tone.

2. Decorate with scents. 

Next, scent is a huge part of the relaxing experience when you go to the spa. A candle, some dried lavender in a sachet, or a few drops of your favorite essential oil mixed with Epsom salts in a warm bath can transport you to a completely different place in your mind every time you set foot in your bathroom.

3. Have soft lighting.

If you’re remodeling your bathroom, get rid of any harsh fluorescent lights and replace them with warmer, softer lights. You’ll still want to get enough light to do makeup and check your outfit when you get ready to go in the morning, so install brighter lights over the mirror. But make sure that they operate on a separate switch from your other lights so that you can maintain a soothing atmosphere when you shower or soak in the tub.

If you’re not remodeling or changing out light fixtures, you can get a similar effect by placing a few candles around your bathroom to give it a warm and calming atmosphere with all of the lights turned off. You can also experiment with different shades for your light fixtures to help cut the harshness of the light.

4. Upgrade your fixtures.

If your fixtures are a little bit out-of-date, you have a choice. You can upgrade them, which can mean going with a better showerhead (which I definitely recommend). Or, if you’re happy with how your fixtures work but they don’t quite look right, you can improve their looks with a little bit of spray paint. Choose a complementary textured paint to give your bathroom fixtures a whole new look and feel.

5. Coordinate your linens and toiletries.

If you really want to give yourself a home-spa experience, you’ll want to wrap yourself in luxury whenever you step out of the tub, and you’ll want to have a coherent and cohesive look to the room, too. Go ahead and invest in towels, washcloths, and a bath mat that are soft and fluffy and that match the color you’ve chosen for your walls. Upgrade your shower curtain to complement these and add a few matching or complementary toiletries.

You’ll have a room that looks, feels, and smells absolutely amazing every time you enter it.

Facts About #BuyingAHome

Some Highlights:

• 36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%.
• 71% of loan applications were approved last month
• The average credit score of approved loans was 723 in September (the lowest recorded score since Ellie Mae began tracking in August 2011).